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The Chandigarh State Coop. Bank Ltd., Chandigarh was registered on 2.11.1966 under the Punjab Coop. Societies Act, 1961. The area of operation of the Bank with 18 branches in Union Territory of Chandigarh comprising of 371 Coop. Societies, and 3990 Individuals shareholders of the bank. The Chandigarh Administration is also a shareholder of the Bank. The total share capital of the Bank is Rs. 168.77Lakh out of which Government share capital is Rs. 145.69 Lakh as on 31.03.2019.The main emphasis of the bank is to improve the living conditions of service providers functioning as individuals in the city by organizing them into urban cooperative groups. Their empowerment through these cooperative self-help groups will help them to achieve economic independence and self-respect.
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Conveniently located customer touch points – Branches, Business Correspondents and ATM network
Less crowded branches and prompt service
Agents network which delivers banking services to the doorstep of the customer – instant credit to the account/ issue of receipts through online devices
Extended banking hours up to 6.00 p.m.- convenient to transact business in the late hours also;Young and energetic workforce with average age of 36 years
Service with local flavour – close to the heart of the customers through personalised service and Relationship Management.
Capital Adequacy ratio of 21.25% (as at March 2019)
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The Enhanced Mobile Banking App from Chandigarh State Cooperative Bank Ltd
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